Get Your Free Early Retirement Blueprint
A 3-step process to help you explore The Factor System to make an educated decision about working together.
We’re Early Retirement & Tax Planning Experts and Do Our Best Work With:
✔ Aged 40-60
Early retiree’s or those that are close to it (within 5 years).
✔ $2 Million+
High Achievers with a net-worth over $2 million, or at least $1 million in investments.
✔ Travel Lovers
Those who seek an adventure-rich retirement and value expert advice.
Your Free Early Retirement Blueprint
A 3-step process showing you how to lower your taxes, invest smarter, and maximize retirement income.
Step 1—
Explore Meeting (45-Min)
We will spend the first 15 minutes of this meeting ensuring your situation matches our expertise.
If we mutually agree there is a potential fit, we will spend the remaining time learning more about you and your unique challenges.
Step 2—
Share Documents
After our Explore Meeting, we will securely request a few important documents from you.
These documents, coupled with what we learned during our first meeting, will help drive the creation of your blueprint.
Step 3—
Review Blueprint (60-Min)
During this meeting, we will deliver your Early Retirement Blueprint.
Our analysis will show you exactly what you can do to improve your retirement plan, lower your taxes, and optimize your investments.
Still Have Questions?
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You should consider hiring us if you want to:
Turn your savings into a reliable, sustainable income in retirement.
Lower your taxes and keep more of your hard-earned money (because nobody wants to leave Uncle Sam a tip).
Improve after-inflation returns and reduce portfolio risk.
Spend more of your time taking that next vacation and doing the things you love in retirement.
Know that you’re always receiving transparent advice from a fee-only professional, never having to worry about whether its in your best interest or not.
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There are 3 main things that separates us from others:
We’re retirement and tax planning experts for travel-loving early retirees. We remain highly specialized and only work with the retirement savers we have the expertise to help.
We limit the number of new clients we take on (2 per month). This enables us to deliver exceptional value and tailor our service to the unique families who trust us with their financial future.
Our philosophy and approach. We don’t believe retirement is pass or fail, and as such, we stray away from “Monte Carlo Analysis’” like most advisors. Rather, we follow a guardrail approach, providing clear guidelines around what you can spend (often can be 15-30% more then Monte Carlo) and when to adjust while still ensuring your money lasts. We do this by combing our retirement income planning approach, our (Nobel prize winning) factor-based investing approach, focusing on the dimensions of higher returns, and taking advantage of both direct indexing for tax saving benefits and to prioritize keeping investment costs low. We then round this unique strategy out with proactive tax planning to free up more cash flow for that next adventure.
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Yes, Factor Financial operates virtually and meets with clients nationwide.
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For your safety and convenience, Factor Financial uses Altruist as a third-party custodian for safekeeping our clients assets.
We, along with 3,000 other advisors, have partnered with Altruist to provide us access to a wide range of services to help better serve our clients.